medicare
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Table of Contents
Medicare Info and References
Questions for Michael
- How log are premiums locked in for Plan B, and Supplements N and G?
Videos
- Discussion of all things Medicare (includes estimates of costs)
Articles
General Medicare Notes (may not be entirely accurate)
- Look for 'Marvin Musick' online - insurance broker
- Check his videos
- Premiums increase with age
- Medicare is its own insurance
- Employer insurance can change (or even be dropped) when an employee becomes eligible for Medicare
- Discuss with Medicare and/or a Medicare insurance broker
Medicare Gap/Supplement Insurance
- One Shot - changing providers requires a physical after first plan
- G-Plan (covers all except Part b deductible - $268/year)
- All G plans are EXACTLY the same features (premiums differ)
- Covers any location
- N-Plan (covers same as G except for possible 15% upcharge)
- Know if my state allows 15% up charge
- Covers any location
- Medicare and gap insurance does not cover prescription, vision, dental or hearing
- Need a separate 'Plan B' plan to cover this
- Could be CIGNA, Aflac, Blue Cross (check for providers online)
Medicare Advantage
- Medicare Advantage is like a PPO with a network - geographically limited
- Not every Dr. will take Medicare Advantage
- See video linked above for 5 reasons to go with an Advantage plan
medicare.1700886271.txt.gz · Last modified: by sooperman