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medicare

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Main | Health and Medicine

Videos

General Medicare

  • Look for 'Marvin Musick' online - insurance broker
    • Check his videos
  • Premiums increase with age
  • Medicare is its own insurance
  • Employers' insurance drops insurance when turning 65
    • Talk with Medicare and/or broker about this

Medicare Gap/Suppliement Insurance

  • One Shot - changing providers requires a physical after first plan
  • G-Plan (covers all except Part b deductable - $268/year)
    • All G plans are EXACTLY the same features (premiums differ)
    • Covers any location
  • N-Plan (covers same as G except for possible 15% upcharge)
    • Know if my state allows 15% up charge
    • Covers any location
  • Medicare and gap insurance does not cover prescription, vision, dental or hearing
    • Need a separate 'Plan B' plan to cover this
    • Could be CIGNA, Aflac, Blue Cross (check for providers online)

Medicare Advantage

  • Medicare Advantage is like a PPO with a network - geographically limited (NO GO)
    • Not every Dr will take Medicare Advantage
medicare.1689908400.txt.gz · Last modified: by sooperman

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