[Main](:start) | [Health and Medicine](home:healthmed) # Medicare Info and References ## Questions for Michael - How log are premiums locked in for Plan B, and Supplements N and G? ## Videos - [Medicare when Working Past 65](https://www.youtube.com/watch?v=4GtRppYTHho&t=1213s) - **IMPORTANT:** - start at 17:50 - [Great Overview of Medicare](https://www.youtube.com/watch?v=sshK1P7qkoc&t=472s) - [Discussion of all things Medicare](https://freerepublic.com/focus/f-chat/4199050/posts) *(includes estimates of costs)* - [Discussion of Supplemental Plans G vs Plan N](https://www.youtube.com/watch?v=7S2MwpPVRfI) - [Another Good Discussion of Plan G vs Plan N](https://www.youtube.com/watch?v=thWwEvtMXCk&t=194s) - [Five Reasons to go with and Advantage Plan rather than a Supplemental Plan](https://www.youtube.com/watch?v=gNzqGYctWis&t=581s) - [Medicare When Working Past 65](https://www.youtube.com/watch?v=4GtRppYTHho) **(IMPORTANT)** ## Articles - [GOV: My specific situation](https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-can-i-sign-up-for-medicare) *(important)* - [CNET BLOG: Medicare When Working Past 65](https://www.cnet.com/personal-finance/insurance/do-you-have-to-enroll-in-medicare-if-youre-65-and-working-everything-you-need-to-know/) - [Table of Part B Costs by Income](https://www.medicareinteractive.org/get-answers/medicare-health-coverage-options/original-medicare-costs/part-b-costs-for-those-with-higher-incomes) - [VIDEO: New Work-when-retired benefits](https://www.youtube.com/watch?v=nsSViIHIm3k) ## General Medicare Notes (may not be entirely accurate) - Look for 'Marvin Musick' online - insurance broker - Check his videos - Premiums increase with age - Medicare is its own insurance - Employer insurance can change (or even be dropped) when an employee becomes eligible for Medicare - Discuss with Medicare and/or a Medicare insurance broker ## Medicare Gap/Supplement Insurance - One Shot - changing providers requires a physical after first plan - G-Plan (covers all except Part b deductible - $268/year) - All G plans are EXACTLY the same features (premiums differ) - Covers any location - N-Plan (covers same as G except for possible 15% upcharge) - Know if my state allows 15% up charge - Covers any location - Medicare and gap insurance does not cover prescription, vision, dental or hearing - Need a separate 'Plan B' plan to cover this - Could be CIGNA, Aflac, Blue Cross (check for providers online) ## Medicare Advantage - Medicare Advantage is like a PPO with a network - geographically limited - Not every Dr. will take Medicare Advantage - See video linked above for 5 reasons to go with an Advantage plan